“I refer Merchant’s PACT to my business clients because I use Merchant’s PACT to manage my merchant processing relationship. Merchant’s PACT is an ethical company that will help my clients get the best merchant processing deal in the industry. There are no longer complaints or questions about the merchant processing costs, because Merchant’s PACT explains these fees and rates with them and stays in communication with them about recovered billing errors. I am able to focus and find savings on other aspects of my business and my business clients’ companies with the confidence that Merchant’s PACT is auditing and negotiating the best merchant processing deal.”

Bill Bennett
Bennett & Company CPAs



Merchant’s PACT provides:


Industry Expertise

  • We are not a processing company. We are hired and work for the client not the processors
  • Avoid common industry practices and sales tactics
  • Knowledge and ability to dissect processing company contracts and statements
  • Industry connections allow us to find the best rates and deals
  • POS advice specific to company needs

Service Quality

  • Manage merchant services for client
  • Not limited to a specific processor platform
  • Ongoing competitive bid reviews
  • Service Escalation Point
  • Service Guarantee
  • Do not bill until savings is verified


Quarterly Audits

  • Assure the rate is not increased
  • We analyze both controllable and non-controllable costs
  • Check for billing errors
  • Negotiate and manage potential refunds


Preferred Negotiations

  • Do not have to switch providers
  • Savings  and Merchant’s PACT fee disclosed upfront
  • We are not paid percentage of transaction or by processing company
  • If the merchant already has a good deal we validate that for them-at no charge
  • Custom contract
    • Shorter term
    • No rate increases
    • No terminal leases

A great way to test our services is to allow our company to review your business’ processing fees!

If you want us to review your fees or if you have a business to refer, please fill out the form below or go to our refer a business page and include in the message that you are a CPA.

CPA’s receive $50 per referred business that becomes a Merchant’s PACT client.