We work with AOA members to ensure you obtain and retain the best pricing and solution.

Our card payment solutions simplify, expedite, and streamline the patient payment process. We have a comprehensive product offering with the highest level of security and fraud protection to meet the needs of any healthcare provider. Contact us to find out how you can save money and get paid faster.

Contact UsSolutions

Our services are designed to save you time and money.


  • Provide best processing rates available
  • Protection against price increases and billing errors
  • Access to any type of POS solution (tablet POS, integrated POS, wireless terminal, terminal, mobile, ecommerce)
  • Improvement of pricing, terms, and conditions with current processing provider
  • Direction on the best product solution
  • Service escalation, we always have a real person answer the phone
  • Customer notifications of necessary security and equipment updates
  • Competitive bid evaluations and negotiations
  • Monthly audits of processor billings (statements) to ensure your pricing is accurate and stays in place
  • Communication and reporting to your processor of any erroneous charges
  • Reimbursement negotiations with your processing provider so you get money back for inaccurate fees
  • We manage your merchant services for your business


We work with businesses whether they are accepting payments today or are new to accepting payments.

Merchant’s PACT

We have over 100 years of experience in publicly traded and privately held companies within the payments industry. We have worked with hundreds of ISOs and processors and have expertise in the pricing dynamics, product solutions, and contract terms and conditions of processing companies within the payment processing industry. We utilize our knowledge to improve the economics, integration, retention, and security of merchant services programs. Our advisory service is self-funded through the financial improvement we obtain on your behalf.

Some of Our Clients

Bell of Louisville
Cattleman's Roadhouse
St Matthews Feed & Seed
Montgomery Chevrolet
Tumbleweed Logo
Big O Tires Logo