Point Solutions

Become a Payment Accepter

Provide a quick and simple payments experience for your accountholders.

Point Solutions lets your institution accept debit cards for loan payments, account funding, and in-branch cash advances, with lower fees than check or ACH.

Program Management

Point Solutions

Point Solutions

Through superior customer service, innovative technology, and an open platform, our program empowers your financial institution with the tools and resources necessary to become a formidable FinTech leader in your community.

Program Management

MORE WAYS TO SERVE YOUR ACCOUNTHOLDERS

Unlike MPACT’s merchant services solutions, which help your business customers accept payments, Point Solutions gives your institution more ways to serve accountholders directly, for the transactions they already do with you every day.

Program Management
Online Loan Payments & Debt Repayment

Accept debit card payments for loan repayment online, in person, or over the phone. Lower interchange fees through MPACT’s debt repayment program.

Program Management
Online Account Opening

Accept the initial deposit via debit card, online, in person, or over the phone, so a new account doesn’t have to wait on a mailed check.

Program Management
Cash Advance

Process cash advance transactions in the branch.

ADDITIONAL FEATURES

Lower Fees

Reduced interchange costs on loan repayment mean debit card acceptance doesn’t have to cost more than the alternatives.

Compliant Accounts

Built to meet the compliance standards your institution already operates under.

Payment Flexibility

Give accountholders more ways to pay, without adding work for your team.

24/7 Customer Support

Round-the-clock support keeps things running when your team can’t be looking.

Already Accepting Cards as Payment?

Get $200 if we cannot match or beat your current rate.

Looking to help your business customers accept payments instead?

or grow an existing merchant program with MPACT Analytics, MPACT Alerts, MPACT Offers, and MPACT APPvantage.

Program Management
SOC 2 Type II Verified

Trusted by industry leaders

“Merchant’s PACT provided a great low-cost option for our loan repayment account. They provided a quick setup and great customer support. We would highly recommend you speak with them about your loan repayment program.”

— Noah Snyder

First Service Federal Credit Union

Ready to Accept Payments Yourself?

Start Working With MPACT

Give your team and your accountholders a faster, more flexible way to pay, without adding overhead.