Digital payments are seamless, secure, and power over $11.5 trillion in transactions annually. For small businesses, they’re more than convenient—they’re essential. This whitepaper explores how electronic payments help businesses grow, attract customers, and succeed in today’s economy by offering flexibility, fraud protection, and the ability to sell globally.
According to the June 2025 white paper from the Electronic Transactions Association, How Electronic Payments Drive Small Business Success:
- 99.9% of U.S. businesses are small
- 77% worry about access to capital
- 70% have less than two months of cash on hand
- 20.4% fail in their first year
These challenges create a clear opportunity for financial institutions to step in—with modern, impactful tools, especially around payments.
We help financial institutions support small businesses through:
- Growth Enablement
Mobile/contactless payments, loyalty tools, and e-commerce support (60% of SMBs now sell online) - Fraud Protection
Tokenization, encryption, and real-time transaction monitoring - Operational Efficiency
POS, CRM, and accounting integrations that reduce admin time and help eliminate the hidden costs of cash handling (which can exceed $14,900/year for some businesses)
Want to learn more?
Let’s connect to explore how we can help your institution deliver more value to your business clients.
